Payment protection insurance, abbreviated as ppi is defined as a policy that is specifically designed to cover monthly loan or credit card payments just in case you are unable to pay the amount borrowed due to sickness or lack of employment. This policy has been so helpful to those who are not in a position to work due to injury caused by illness, accidents or those who have retired from work. However, some people have taken this as a way of illegally getting money from clients by mis-selling them the PPI policies. At the end of the day, so many people have found that they cannot claim back their premiums just because a trusted dealer did not sell them the cover in the right manner. Lucky enough, banks which were the most beneficiaries of mis-sold ppi claims lost the case against them in the court. The banks were therefore asked to pay back huge sums of money to clients who had been victims of mis-sold PPI. To add on that, there are advisory groups that have also come up to ensure clients receive their full premiums and within a very short time. A good example is the Claims advisory group based in the UK. Through the help of the group, many people have been able to secure back their cash they had lost through the policies that were not sold to them in the right manner.